Inland marine exposure is primarily from Goods in Transit. Somewhere the product on the trucks should be insured, which is usually clarified in the purchase agreements. Goods are subject to theft, breakage losses or transit damage. Underwriting concerns include what types of crime control, such as alarms, are on vehicles? Are vehicles marked with logos and names of manufacturers? Are vehicles left unattended when loaded?
No matter what business you are in, an accident can happen at any time. That is why it is important to have an Inland Marine policy from American Brewery Insurance to provide your business with the appropriate coverage it needs during transit. Since Inland Marine covers items outside of your standard Business Property Insurance policy, having additional coverage to keep your equipment insured off-site is critical. This coverage can also extend to protect your business’ goods or equipment when transported by ocean and air, also known as Ocean Marine.
Contact an Inland Marine specialist at American Brewery Insurance today to find out how your business can insure its most valuable assets while working or traveling off-site.